01
Purchase Loans
Whether it's your first key or your next chapter, we structure loans that fit your budget and timeline — with clarity at every step.
- Conventional & jumbo loans
- FHA, VA & USDA programs
- Down payment assistance
Santa Rosa, CA
Your home is more than an address.
It's where your story begins.
For over a decade, Matt Lewis and the Home Funding Corp team have guided Santa Rosa families through every stage of homeownership — from the first search to the final signature and beyond.
0+
Families Served
0+
Years Experience
0%
Client Satisfaction
Top-Rated Local Lender
What We Do
Mortgage solutions built around
your life, not a spreadsheet
02
Refinancing
Lower your rate, shorten your term, or unlock equity — we'll run the numbers so you know exactly what's possible.
- Rate & term refinancing
- Cash-out options
- Break-even analysis
03
Consultation & Planning
Not ready to commit? No problem. We offer free, no-obligation consultations to help you understand your options and plan strategically.
- Pre-approval guidance
- Financial readiness assessment
- Long-term strategy
About Matt Lewis
A partner who actually listens
Matt Lewis founded Home Funding Corp with a simple conviction: the mortgage process shouldn't feel like a negotiation against you. After years in the industry, he saw too many families overwhelmed by jargon, hidden fees, and pressure to decide before they were ready.
Based in the heart of Santa Rosa, Matt and his team take a different approach — one rooted in patience, transparency, and genuine advocacy for the borrower. Every client gets a direct line to Matt, not a call center.
Direct access to Matt Lewis
No pressure, no hidden fees
Local expertise, national partnerships
Clear explanations, no jargon
How It Works
Four steps from inquiry
to closing day
1
Initial Conversation
Call or email us. We'll learn about your situation, answer your questions, and outline the path forward — no obligation, no rush.
2
Pre-Approval & Strategy
We pull your numbers, run scenarios, and present the best loan structure for your goals. You'll know exactly what you qualify for before you start looking.
3
Application & Processing
Once you're ready, we guide you through every document and milestone. You'll have clear updates at each stage — no surprises.
4
Closing & Beyond
We coordinate with your title company and agent to make closing smooth. And when it's done, we're still here if you need anything.
Client Stories
What our clients say
Matt made what we thought would be a stressful process feel straightforward. He answered every question, explained every term, and never made us feel rushed. We closed two weeks early.
After refinancing with Home Funding Corp, our monthly payment dropped significantly. Matt walked us through every option and helped us choose the one that made the most sense for our family.
As a first-time buyer, I had a hundred questions. Matt never made me feel like I was asking too many. He was patient, thorough, and genuinely invested in helping me find the right loan.
Get in Touch
Let's talk about
your goals
We'd love to hear from you. Reach out by phone, email, or stop by our Santa Rosa office — we're always happy to help.
Office
703 2nd St Ste 210
Santa Rosa, CA 95404
Santa Rosa, CA 95404
Email
mattl@hf-corp.com
Phone
(707) 799-8517
Office Hours
Mon–Fri: 9:00 AM – 5:00 PM
Sat–Sun: By appointment
Sat–Sun: By appointment
Message Sent
Thank you for reaching out. Matt or a member of our team will get back to you within one business day.
